Another Scammer Story To Poke With

I've featured quite a few scam letters on the blog but I have not encountered any that was as detailed, grammar efficient and intelligent as this one. I have to say that this "scammers" have come a long way, they have evolve to become somewhat believable and complex that if your not familiar with their modus operandi, you'll could easily fall to their trap.

Here is a letter that I receive from a scammer who presented himself as Mr. Wong Cheng.

Good day,

I am Wong Cheng,a staff of Private Banking Services at the Bank of Japan
(BOJ) United Kingdom. I am contacting you concerning our customer and, an
investment placed under our banks management 5 years ago.I would respectfully
request that you keep the contents of this mail confidential and respect the
integrity of the information you come by as a result of this mail. I contacted
you independently of our investigation and no one is informed of this
communication. I would like to intimate you with certain facts that I believe
would be of interest to you. In 2003, the subject matter; ref:
bb/boj/bank/0012 came to our bank to engage in business discussions with our
Private Banking Services Department. He informed us that he had a financial
portfolio of 8.35 million United States Dollars, which he wished to have us
turn over (invest) on his behalf.

I was the officer assigned to his case; I made numerous suggestions in line
with my duties as the de-facto chief operations officer of the Private Banking
Services Department, especially given the volume of funds he wished to put into
our bank. We met on numerous occasions prior to any investments being placed. I
encouraged him to consider various growth funds with prime ratings.

The favored route in my advice to customers is to start by assessing data on
6000 traditional stocks and bond managers and 2000 managers of alternative
investments. Based on my advice, we spun the money around various opportunities
and made attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over 10 million United States
Dollars, this margin was not the full potential of the fund but he desired low
risk guaranteed returns oninvestments.

In mid 2005, he asked that the money be liquidated because he needed to make an
urgent investment requiring cash payments in Europe. He directed that I
liquidate the funds and had it deposited with a firm. I informed him that the
bank would have to make special arrangements to have this done and in order not
to circumvent due process, the bank would have to make a 9.5 % deduction from
the funds to cater for banking and statutory charges.

He complained about the charges but later came around when I explained to him
the complexities of the task he was asking of us.Cash movement across borders
has become especially strict since the incidents of 9/11. I contacted my
affiliate in and had the funds available.

I undertook all the processes and made sure I followed his precise instructions
to the letter and had the funds deposited in a security consultancy firm, the
firm is a specialist private firm that accepts deposits from high net worth
individuals and blue chip corporations that handle valuable products or
undertake transactions that need immediate access to cash. This small and
highly private organization is familiar especially to the highly placed and
well-connected organizations.

In line with instructions, the money was deposited . He told me he wanted the
money there in anticipation of his arrival from Norway later that week. This
was the last communication we had, this transpired around 9th October, 2005.

In January last year, we got a call from the security firm informing us that
the inactivity of that particular portfolio. This was an astounding position as
far as I was concerned, given the fact that I managed the private banking
sector I was the only one who knew about the deposit , and I could not
understand why he had not come forward to claim his deposit.

I made futile efforts to locate him I immediately passed the task of locating
him to the internal investigations department of the bank of japan. Four days
later, information started to trickle in, apparently he was dead. A person who
suited his description was declared dead of a heart attack in Canne, South of
France. We were soon enough able to identify the body and cause of death was
confirmed.

The bank immediately launched an investigation into possible surviving next of
kin to alert about the situation and also to come forward to claim his estate.
If you are familiar with private banking affairs, those who patronize our
services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin.

In the field of private banking, opening an account with us means no one will
know of its existence, accounts are rarely held under a name; depositors use
numbers and codes to make the accounts anonymous. This bank also gives the
choice to depositors of having their mail sent to them or held at the bank
itself, ensuring that there are no traces of the account and as I said, rarely
do they nominate next of kin. Private banking clients apart from not nominating
next of kin also usually in most cases leave wills in our care, in this case;
he died intestate.

In line with our internal processes for account holders who have passed away,
we instituted our own investigations in good faith to determine who should have
right to claim the estate. This investigation has for the past months been
unfruitful. We have scanned every continent and used our private investigation
affiliate companies to get to the root of the problem.

The investigation did not ever yield any result My official capacity dictates
that I am the only party to supervise the investigation and the only party to
receive the results of the investigation. This leaves me as the only person
with the full picture of what the prevailing situation is in relation to the
deposit and the late beneficiary of the deposit. According to practice, the
firm will by the end of this financial year broadcast a request for statements
of claim to BOJ, failing to receive viable claims they will most probably
revert the deposit back to BOJ. This will result in the money entering the BOJ
accounting system and the portfolio will be out of my hands and out of the
Private Banking Services Department. This will not happen if I have my way.

What I wish to relate to you will smack of unethical practice but I want you to
understand something. It is only an outsider to the banking world who finds the
internal politics of the banking world aberrational. The world of private
banking especially is fraught with huge rewards for those who occupy certain
offices and oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose.

There is US$ 8,370,000.00 deposited , I alone have the deposit details and they
will release the deposit to no one unless I instruct them to do so.

I alone know of the existence of this deposit for as far as BOJ is concerned,
the transaction with our deceased customer concluded when I sent the funds to
the firm, all outstanding interactions in relation to the file are just
customer services and due process. They are simply awaiting instructions to
release the deposit to any party that comes forward.

This is the situation. This bank has spent great amounts of money trying to
track this man's family; they have investigated for months and have found no
family. The investigation has come to an end.

My proposal; I am prepared to place you in a position to give instruction for
the release of the deposit to you as the closest surviving relation.Upon
receipt of the deposit, I am prepared to share the money with you in half. That
is: I will simply nominate you as the next of kin and have them release the
deposit to you. We share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that would have
drawn a straight line to me and my involvement in claiming the deposit. I
assure you that I could have the deposit released to you within a few days. I
will simply inform the bank of the final closing of the file relating to the
customer I will then officially communicate with firm and instruct them to
release the deposit to you. With these two things: all is done. The alternative
would be for us to have firm direct the funds to another bank with you as
account holder. This way there will be no need for you to think of receiving
the money from the firm. We can fine-tune this based on our interactions.

I am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you do
not be vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career because
you do not approve of my proposal. You may not know this but people like myself
who have made tidy sums out of comparable situations run the whole private
banking sector.

I am not a criminal and what I do, I do not find against good conscience,this
may be hard for you to understand, but the dynamics of my industry dictates
that I make this move. Such opportunities only come ones' way once in a
lifetime. I cannot let this chance pass me by, for once I find myself in total
control of my destiny. These chances won't pass me by. I ask that you do not
destroy my chance, if you will not work with me let me know and let me move on
with my life but do not destroy me. I am a family man and this is an
opportunity to provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking. I have evaluated the risks and
the only risk I have here is from you refusing to work with me and alerting my
bank. I am the only one who knows of this situation, good fortune has blessed
you with a name that has planted you into the center of relevance in my life.
Let's share the blessing.

If you find yourself able to work with me, contact me through my Email, If you
give me positive signals, I will initiate this process towards a conclusion. I
wish to inform you that should you contact me via official channels; I will
deny knowing you and about this project.

I repeat, I do not want you contacting me through my official phone lines nor
do I want you contacting me through my official email account. Contact me only
through this email address ( cheng-wg@live.com ) I do not want any direct link
between you and me. My official lines are not secure lines as they are
periodically monitored to assess our level of customer care in line with our
Total Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am a family
man; I have a wife and children. I send you this mail not without a measure of
fear as to what the consequences, but I know within me that nothing ventured is
nothing gained and that success and riches never come easy or on a platter of
gold. This is the one truth I have learned from my private banking clients. Do
not betray my confidence. If we can be of one accord,send your response to (
cheng-wg@live.com )to enable us commence this line of discussion.

I await your response. -end of letter-

Wasn't that fascinating? Yes with the way it was presented and detailed. I believe the one who wrote this scam was a banker himself who just want's to fool people. Just be mindful of such, SCAM comes in different forms and sizes.

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